{"id":2799,"date":"2025-03-07T16:51:45","date_gmt":"2025-03-07T13:51:45","guid":{"rendered":"https:\/\/www.sektorturk.com.tr\/?p=2799"},"modified":"2025-03-07T16:51:45","modified_gmt":"2025-03-07T13:51:45","slug":"enflasyonun-faturasi","status":"publish","type":"post","link":"https:\/\/www.sektorturk.com.tr\/?p=2799","title":{"rendered":"ENFLASYONUN FATURASI"},"content":{"rendered":"\n<p>Y\u00fcksek enflasyon en basit anlat\u0131mla cebimizden daha \u00e7ok paran\u0131n \u00e7\u0131kmas\u0131 anlam\u0131ndad\u0131r. \u0130nsan olarak<br>ya\u015fam\u0131m\u0131z\u0131m idame ettirebilmemiz i\u00e7in bar\u0131nma, beslenme, korunma k\u0131l\u0131k k\u0131yafet vd. gibi<br>ihtiya\u00e7lar\u0131m\u0131z hayat\u0131m\u0131z boyunca devam etmekte ve bunlar\u0131 gelir d\u00fczeyimize g\u00f6re baz\u0131 kesimler son<br>drece rahat, b\u00fcy\u00fck bir \u00e7o\u011funluk ise g\u00fcn\u00fcm\u00fczde son derece zor kar\u015f\u0131lamaktad\u0131r. %20 lik be\u015f gelir<br>grubunun enflasyon oranlar\u0131na bak\u0131ld\u0131\u011f\u0131nda hepsinde oran farkl\u0131d\u0131r. \u00c7\u00fcnk\u00fc gelir gruplar\u0131 ayr\u0131d\u0131r ve<br>harcamalar da buna paralel olarak de\u011fi\u015fkenlik g\u00f6stermektedir. \u00d6rne\u011fin en \u00e7ok gelire sahip olan %20<br>lik kesim milli gelirden %48,5 pay ald\u0131\u011f\u0131 halde en d\u00fc\u015f\u00fck %20 gelire sahip kesim ise %6,2 pay<br>almaktad\u0131r. Durum b\u00f6yle olunca gelir da\u011f\u0131l\u0131m\u0131n\u0131n bozuk oldu\u011fu ortadad\u0131r.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"182\" height=\"182\" src=\"https:\/\/www.sektorturk.com.tr\/wp-content\/uploads\/2025\/02\/zafer-ozcivan-profil-e1739207673285.jpeg\" alt=\"\" class=\"wp-image-2639\"\/><\/figure><\/div>\n\n\n<p><br>Enflasyon y\u00fcksek seyretti\u011fi s\u00fcre boyunca yukar\u0131da dedi\u011fim gibi cebimizden \u00e7\u0131kan para artmaktad\u0131r ve<br>aile b\u00fct\u00e7elerimiz s\u0131k\u0131nt\u0131yla sonu\u00e7lanmaktad\u0131r. Ayn\u0131 \u015fekilde dar ve sabit gelirli vatanda\u015flar\u0131m\u0131z da ba\u015fta<br>en d\u00fc\u015f\u00fck maa\u015f alan emekliler ve asgari \u00fccretliler olmak \u00fczere maa\u015flar\u0131n\u0131n al\u0131m g\u00fcc\u00fc d\u00fc\u015fmekte ve<br>maddi kay\u0131plar ya\u015famaktad\u0131r.<br>Devletlerin de birbirlerine do\u011fal olarak bor\u00e7lar\u0131 veya alacaklar\u0131 olabilir. \u00d6nemli olan devletin<br>bor\u00e7lanmas\u0131 de\u011fil, al\u0131nan borcun nereye nas\u0131l kullan\u0131ld\u0131\u011f\u0131d\u0131r. Yani bor\u00e7lanan \u00fclke, elde etti\u011fi bor\u00e7<br>kayna\u011f\u0131n\u0131 en verimli \u015fekilde kullanmas\u0131 gerekir. \u00dclkemizde enflasyon y\u00fcksek kald\u0131\u011f\u0131 s\u00fcrece d\u0131\u015f<br>bor\u00e7lar\u0131m\u0131z d\u00f6vize endeksli oldu\u011fu i\u00e7in bor\u00e7lar\u0131m\u0131z da y\u00fckselmektedir. Ancak ge\u00e7ti\u011fimiz y\u0131lda 800\u2019e<br>kadar y\u00fckselen CDS primi g\u00fcn\u00fcm\u00fczde 250 ye kadar gerilemi\u015ftir.CDS primi \u00fclkelerin bor\u00e7lanmas\u0131nda<br>borcun geri \u00f6denme riskine kar\u015f\u0131 uygulanan bir orand\u0131r. Yani bir \u00fclkeden bor\u00e7 al\u0131rken normal faizi %3<br>ise buna CDS primi de eklenerek faiz uygulan\u0131r, ba\u015fka bir ifade sigorta primi \u015feklinde d\u00fc\u015f\u00fcn\u00fclebilir.<br>\u00dclkemizde yap i\u015flet devret projeleri d\u0131\u015f bor\u00e7lar\u0131n artmas\u0131na verilebilecek en g\u00fczel \u00f6rnektir. Vatanda\u015f<br>olarak hepimiz k\u00f6pr\u00fc, yol, t\u00fcnel, hastane gibi yat\u0131r\u0131mlar\u0131n yap\u0131lmas\u0131n\u0131 isteriz. \u00c7\u00fcnk\u00fc yap\u0131lan bu<br>yat\u0131r\u0131mlar bizim kullanmam\u0131z i\u00e7indir. Ancak nas\u0131l yap\u0131ld\u0131\u011f\u0131, maliyeti, \u00f6deme ko\u015fullar\u0131 bizim i\u00e7in son<br>derece \u00f6nemlidir. Yap\u0131lan ihalelerin bedeller garanti verilerek yap\u0131lm\u0131\u015f olup neredeyse torunlar\u0131m\u0131z<br>bile bor\u00e7 alt\u0131na al\u0131nm\u0131\u015ft\u0131r. H\u00e2lbuki \u00f6denecek rakamlar\u0131n toplam\u0131n\u0131n maliyetinin en az \u00fc\u00e7 kat\u0131 oldu\u011funu<br>yaz\u0131l\u0131 ve g\u00f6rsel bas\u0131ndan izlemekteyiz. Kendi yapt\u0131\u011f\u0131m\u0131z yat\u0131r\u0131mlar bizim i\u00e7in \u00e7ok daha verimli olaca\u011f\u0131<br>kesindir. Merhum S\u00fcleyman Demirel d\u00f6neminde yap\u0131lan 15 Temmuz \u015fehitler k\u00f6pr\u00fcs\u00fc, merhum<br>Turgut \u00d6zal d\u00f6neminde yap\u0131lan Fatih Sultan Mehmet k\u00f6pr\u00fcs\u00fc, Ankara \u0130stanbul oto yolu, son<br>d\u00f6nemde say\u0131lar\u0131 h\u0131zla artan rayl\u0131 sistem toplu ta\u015f\u0131ma ara\u00e7lar\u0131 tamamen h\u00fck\u00fcmet taraf\u0131ndan<br>yap\u0131lm\u0131\u015ft\u0131r ve ula\u015f\u0131m sorunu b\u00fcy\u00fck \u00f6l\u00e7\u00fcde \u00e7\u00f6z\u00fclm\u00fc\u015ft\u00fcr. \u0130\u015fte yap i\u015flet devret projeleri de kendi<br>kaynaklar\u0131m\u0131zla yap\u0131lmas\u0131 gerekirdi. \u00c7\u00fcnk\u00fc enflasyon d\u00f6viz kurlar\u0131 ile paralel gitti\u011finden d\u0131\u015f bor\u00e7lar\u0131n\u0131z<br>enflasyon y\u00fckseldik\u00e7e artmaktad\u0131r. Aren d\u0131\u015f ticaret a\u00e7\u0131\u011f\u0131 veren bir \u00fclke oldu\u011fumuz i\u00e7in bu bor\u00e7lar\u0131n<br>\u00f6denmesi de problem olmaktan \u00e7\u0131kabilir.<br>Y\u00fcksek enflasyonun i\u015f\u00e7inin veya \u00fccretlilerin maa\u015flar\u0131n\u0131 da eritti\u011fi hepimiz taraf\u0131ndan bilinmektedir.<br>A\u015fa\u011f\u0131da D\u0130SK-AR taraf\u0131ndan yap\u0131lan enflasyon faturas\u0131 bilgilerini aynen payla\u015f\u0131yorum.<br>D\u0130SK-Ar\u2019\u0131n \u015eubat 2025 \u00dccret Kay\u0131plar\u0131 \u0130zleme Raporu\u2019na g\u00f6re, Ocak 2025\u2019te i\u015f\u00e7i, memur ve emeklilerin<br>toplam gelir kayb\u0131 yakla\u015f\u0131k 70 milyar TL oldu. Asgari \u00fccret daha i\u015f\u00e7inin cebine girmeden bin 112 TL<br>erirken, en d\u00fc\u015f\u00fck memur maa\u015f\u0131 4 bin 389 TL, en d\u00fc\u015f\u00fck emekli ayl\u0131\u011f\u0131 ise 728 TL de\u011fer kaybetti.<br>T\u00fcrkiye Devrimci \u0130\u015f\u00e7i Sendikalar\u0131 Konfederasyonu Ara\u015ft\u0131rma Merkezi (D\u0130SK-AR) taraf\u0131ndan haz\u0131rlanan<br>\u00dccret Kay\u0131plar\u0131 \u0130zleme Raporu, y\u00fcksek enflasyon ve adaletsiz vergi politikalar\u0131n\u0131n vatanda\u015flar\u0131n<br>gelirlerinde yaratt\u0131\u011f\u0131 kay\u0131plar\u0131 ortaya koydu. Rapora g\u00f6re, Ocak 2025\u2019te \u00e7al\u0131\u015fanlar\u0131n ve emeklilerin<br>toplam gelir kayb\u0131 70 milyar TL\u2019ye yakla\u015ft\u0131.<\/p>\n\n\n\n<p>Rapora g\u00f6re, 2025 y\u0131l\u0131 i\u00e7in belirlenen asgari \u00fccret daha i\u015f\u00e7inin eline ge\u00e7meden bin 112 TL de\u011fer<br>kaybetti. \u00dccretin enflasyon kar\u015f\u0131s\u0131ndaki toplam kayb\u0131 ise 5 bin TL\u2019yi a\u015ft\u0131. Asgari \u00fccretin 1,5 kat\u0131<br>d\u00fczeyinde maa\u015f alan bir \u00e7al\u0131\u015fan\u0131n kayb\u0131 bin 579 TL, asgari \u00fccretin \u00fc\u00e7 kat\u0131 maa\u015f alan bir \u00e7al\u0131\u015fan\u0131n kayb\u0131<br>ise 3 bin TL\u2019yi buldu.<\/p>\n\n\n\n<p>OCAK AYINDA \u00c7ALI\u015eANLARIN TOPLAM KAYIPLARI<br>\u0130\u015f\u00e7ilerin toplam kayb\u0131: 37,8 milyar TL<br>Memurlar\u0131n toplam kayb\u0131: 17,7 milyar TL<br>Emeklilerin toplam kayb\u0131: 14,3 milyar TL<br>Genel toplam: 69,8 milyar TL<br>Raporda en d\u00fc\u015f\u00fck memur maa\u015f\u0131n\u0131n Ocak 2025\u2019te 4 bin 389 TL de\u011fer kaybetti\u011fi, en d\u00fc\u015f\u00fck emekli<br>ayl\u0131\u011f\u0131n\u0131n ise 728 TL eridi\u011fi vurguland\u0131. En d\u00fc\u015f\u00fck emekli ayl\u0131\u011f\u0131n\u0131n 14 bin 469 TL\u2019ye y\u00fckseltilmesine<br>ra\u011fmen enflasyon kar\u015f\u0131s\u0131nda al\u0131m g\u00fcc\u00fcn\u00fcn d\u00fc\u015ft\u00fc\u011f\u00fc belirtildi.<br>D\u0130SK-AR raporu, vergi politikalar\u0131n\u0131n d\u00fc\u015f\u00fck gelirli \u00e7al\u0131\u015fanlar aleyhine i\u015fledi\u011fini ve y\u0131l i\u00e7inde artan vergi<br>dilimlerinin i\u015f\u00e7ilerin eline ge\u00e7en net \u00fccretleri d\u00fc\u015f\u00fcrd\u00fc\u011f\u00fcn\u00fc ortaya koydu. Br\u00fct \u00fccretten yap\u0131lan<br>kesintiler ve enflasyon kay\u0131plar\u0131 sonucunda i\u015f\u00e7iler, maa\u015flar\u0131n\u0131n d\u00f6rtte birini daha almadan kaybetti.<br>Raporda, mevcut ekonomi politikalar\u0131n\u0131n \u00fccretleri ve al\u0131m g\u00fcc\u00fcn\u00fc bask\u0131lamaya odakland\u0131\u011f\u0131 ve<br>enflasyonla m\u00fccadelenin maliyetinin b\u00fcy\u00fck \u00f6l\u00e7\u00fcde \u00e7al\u0131\u015fanlara y\u00fcklendi\u011fi vurguland\u0131.<br>Kaynak: D\u0130SK-AR<br>ZAFER \u00d6ZC\u0130VAN<br>Ekonomist-Yazar<br>zozcivan@hotmail.com<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Y\u00fcksek enflasyon en basit anlat\u0131mla cebimizden daha \u00e7ok paran\u0131n \u00e7\u0131kmas\u0131 anlam\u0131ndad\u0131r. \u0130nsan olarakya\u015fam\u0131m\u0131z\u0131m idame ettirebilmemiz i\u00e7in bar\u0131nma, beslenme, korunma k\u0131l\u0131k k\u0131yafet vd. gibiihtiya\u00e7lar\u0131m\u0131z hayat\u0131m\u0131z boyunca devam etmekte ve bunlar\u0131 gelir&hellip;<\/p>\n","protected":false},"author":7,"featured_media":2765,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2799","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/www.sektorturk.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/2799","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sektorturk.com.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sektorturk.com.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sektorturk.com.tr\/index.php?rest_route=\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sektorturk.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2799"}],"version-history":[{"count":1,"href":"https:\/\/www.sektorturk.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/2799\/revisions"}],"predecessor-version":[{"id":2800,"href":"https:\/\/www.sektorturk.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/2799\/revisions\/2800"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sektorturk.com.tr\/index.php?rest_route=\/wp\/v2\/media\/2765"}],"wp:attachment":[{"href":"https:\/\/www.sektorturk.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2799"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sektorturk.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2799"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sektorturk.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2799"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}